Il manuale d’uso HP (Hewlett-Packard) F1902-90001 Calculator

Sintesi del contenuto nelle pagine seguenti del manuale d’uso

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檔名: title _English- 050105. doc 頁碼: 第 1/2 頁 hp 10BII financial calculator user ’s guide Edition 1 HP part number F1902-90 001.
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檔名: 10BII _English( MP02-2)- 040917( Print) 頁碼: 第 2/2 頁 Notice REGISTER YOUR PR ODUCT AT: www. register.hp.com THIS MANUAL AND A NY EXAMPLES CONTAINED HEREIN ARE PROVIDED “A S IS” AND ARE SUBJ ECT TO CH ANGE WITHOUT NOTICE.
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Welcome to the HP 10BII 3 W elcome to the HP 10BII < RXU+3%,,  UHI OHFWVWKHV XSHULRUTXDOLWDQGDWWHQ WLRQWRGHWDLOLQ HQJLQHHULQ JDQGPDQXIDFWXULQ JWKD.
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4 Welcome to the HP 10BII Features 7KH IHDWXUHVR IWKH+3%,, DQGWKHPDQXDOUHI OHFWWKHQHHGVDQG ZLVKHVRI PDQFXV WRPHUV $ODUJH FKDUDFW.
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Contents 5 Contents 11 At a Glance. . . 11 %DVLFV³$WD* ODQFH 12 3HUFHQ WDJHV³$WD*ODQ FH 13 0HPRU .HV³ $WD*ODQFH« 14 7LPH9DOXHRI 0RQH 790³$.
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6C o n t e n t s 2 33 Busi ness P er centa ges 33 3HUFHQW.H 33 )LQGLQJD3 HUFHQW 34 $GGLQJRU6XEWUDF WLQJD3HUFH QW 34 3HUFHQ W&KDQJH 35 0DUJLQDQG0DU NXS&DOFXODWL.
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Contents 7 5 53 Time Val ue of M on ey Calcu latio ns 53 8VLQJWK H790$SS OLFDWLRQ 54 &OHDULQJ790 55 %HJLQDQG(Q G0RGHV 55 /RDQ&D OFXODWLRQV 60 6DYLQJV&DOFXODWLRQ .
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8C o n t e n t s 8 95 Ad diti onal Exa mple s 95 %XVLQHVV$SS OLFDWLRQV 95 6HWWLQJD6DOHV3ULFH 96 )RUHF DVWLQJ%DVHGR Q+LVWRU 97 &RVW RI 1RW7D NLQ J D &DV K.
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Contents 9 123 ,IWKH&DOFXODWRU5HTXLU HV6HUYLFH 123 2EWDLQLQJ6HUYLFH 124 6HUYLFH&KDUJH 124 6KLSSLQJ,Q VWUXFWLRQ V 124 :D UUDQ W RQ 6 HUY LFH 125 6HUYLFH$JUHHPHQWV .
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TOC.fm Page 1 0 Thursday, June 22, 2000 12:31 PM.
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11 At a Glance... At a Glance... 7KLV VHFWLRQLV GHVLJQHGIRURXLIRX·UHDOUHDGIDPLOLDUZLWKFDOFXODWRU  RSHUDWLR QRUI LQDQFLDOFRQ FH SWV < RXFDQX.
Pagina 12

12 At a Glance... P ercentages—At a Gl ance... $GGWR )LQGWKHPDU JLQLIWKHFR VWLVDQGVHOOLQJSU LFHLV�.
Pagina 13

At a Glance... 1 3 Memory K e ys—At a Glance… 0XOWLSODQGEVWRULQJ´ïµDVDFR QVWDQ WRSHUDWLRQ  6WRUHLQUH.
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14 At a Glance... Time V alue of Mone y (TVM)—At a G lance… (QWHUDQIR XURI WKHILYHY DOXHVDQ GVROYHIRUWKHI LIWK $QHJD WLY HVLJQLQWKHGLVSODUH SU.
Pagina 15

At a Glance... 1 5 TVM What i f…—At a Glance… ,WLV QRWQHFHVVDU WR UHHQWHU790Y DOXHVIRUHDFK H[DPSOH 8VLQJWKHYDOXHVRXMXVWHQWHUHGSDJ H �.
Pagina 16

16 At a Glance... Amor tization—At a Glance… $IWHUFDOFXODWLQJDSDPHQ WXVLQJ7LPH9 DOXHR I0RQH  790HQWHUWKHSHU LRGVWRDPR UWL]HD QGSUHV V �.
Pagina 17

At a Glance... 1 7 Interest Rate Con ver sion—At a Glance… 7 RFRQYHUWEHWZHHQQR PLQDODQ GHIIHFWLY HLQWHUHVWUDWHV HQWHUWKHNQRZQ UDWHDQGWKHQXPE HURI.
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18 At a Glance... IRR/Y R an d NPV—At a Glance… ,IRXKDYHDQLQLWLDOFDVKRXWI ORZRIIR OORZHGEPRQWKOFDVK LQI ORZVRI�.
Pagina 19

At a Glance... 1 9 Statis tic s—At a Glance… 8VLQJWKHI ROORZLQJGDWDILQ GWKHPHDQVRI  [ DQG WKHVDPSOHV WDQGDUG GHYLDWLRQVRI  [ DQG �.
Pagina 20

20 At a Glance... Ke ys: Display: D escription: 0.00 &OHDU VVWDWLVWLFVUHJLV WHUV  1.00 (QWHU VILUVW [ SDLU  2.00 (QWHU VVHFR QG [ SDLU 3.00 (QWHU VWKLUG [ S DLU  4.00 'LV SODVPHDQR I [  100.
Pagina 21

At a Glance... 2 1 Key bo a rd Ma p 1. Time value of money (page 53) 2. Separate two numbers (page 28) 3. Per cent (page 33) 4. Constant (page 37) 5. Store and recal l (page 40) 6. Change sign (page 24) 7. Statistics key (page 27) 8. Shift key (page 27) 9.
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fm Page 22 Sunday, June 25, 2000 2:21 PM.
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1: Getting S tarted 23 1 Getting Star ted P ower On and Of f 7 R WXU QRQRXU+3 %,,SU HVV 7 RWXU QWKHFD OFXODWRU RIISUHVVWK HRUDQ JHVKLI W�.
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24 1: Getting Started :KHQD FDOFXODWLRQK DVEHHQFR PSOHWHGESUHV VLQJ SU HVVLQJD QXPEHUNHVWDU WVDQHZFDOFXODWLR Q ,IRXSUHVVD QRS HU.
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1: Getting S tarted 25 Understa nding the Displa y and Ke yboard Cursor 7KHFXU VRUBLVYLVLEOH ZKHQRXDUHHQWHULQ JDQXPEHU Clearing the Calculator :KHQ WKH�.
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26 1: Getting Started Annunciators $QQXQFLDWRUVDU HVPE ROVLQWKHGLVS ODWKDWLQGLFDWHWKHVWDWXVRI WKH FDOFXODWRU Annunciator S tatus SHIFT 7 KHVK LIWNH �.
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1: Getting S tarted 27 Shift K e y 0RVWRI WKH+3%, ,NHVKDY HDVHFRQGR U´VKLIWHGµ IXQFWLRQ SULQWHGLQ RUDQJ HRQWK HNH 7K HRUDQ JHV KL.
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28 1: Getting Started INPUT K ey 7KH  NHLVXVHGWRVHSD UDWHWZ RQXPEHUVZKH QXVLQJ WZ RQXPEH UIXQFWLRQV RUWZRYDULDEOHVWDWLVWLFV 7KH  NHFDQ.
Pagina 29

1: Getting S tarted 29 T wo-Number Functions. :KHQDIXQ FWLRQUHTXLUHVWZR QXPEHUVWKHQXPEHUVDUHHQ WHUHGOLNHWKLV QXPEHU  QXPEHU IROORZHGE WKH.
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30 1: Getting Started Speci fying Disp layed Decimal Pl ac es 7 R VSHFLI WKHQXPEHURI GLVSODHGGHFLPDOSODF HV  3UHVV   (QWHUWKHQXPE HURIGLJLWV.
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1: Getting S tarted 31 Displaying the Full Precision of Number s 7 RVHWRXUFDOFXODWRUWRGLVS ODQXPEHUVDVS UHFLVHODV SRVV LEOHSUHVV WUDLOLQ J]HURVDUH.
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32 1: Getting Started Rounding Numbers 7K HFDOFXODWRUV WRUHVDQGFDOFXODWHVXV LQJGLJLW QXPEHUV:KHQGLJLWDFFXUDFLVQR WGHVLUDEOHXVH W.
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2: Business Percentages 3 3 2 Business P er c entages < RXFDQXVHWKH+3 %,,WRFDOF XODWHVLPSOHSHUF HQWSHU FHQWFKDQJH FRVWSULFHPDUJLQ D.
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34 2: Business Percentages Adding or Subtracting a P er cent < RXFDQDGGRUVXE WUDFWDSHUF HQWLQRQHFDOF XODWLRQ Example .
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2: Business Percentages 3 5 Mar gin and Markup Calculations 7KH+ 3%,,FD QFDOFXODWHFRVWVHOOLQ JSULFHPDUJLQ RUPDU NXS  7 R VHHDQ YDOXHXVHGE.
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36 2: Business Percentages Using Margin and Markup T og ether Example . $IR RGFRRSHUDWLYH EXVFDVHVRI FDQQHGVRXSZLWKDQLQYRLFH FRVWRI SH UFDVH.
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3: Number Storag e and Arithmetic 37 3 Number Storage and Arithmetic Using S tored Num bers in Calc ulation s < RXFDQVWRUHQXPE HUVIRUUHXVHLQVHYHUDOGLIIHUH QWZD V 8VH &RQVWDQWWRVWRUHDQXPE HUDQGLWVR SHUDWRUI RUUH SHWLWLYH RSHUD WL RQV  8VH.
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38 3: Number Storage and Arithmetic Example . &DOFXODWHDQG Example . &DOFXODWHDQG Example .
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3: Number Storag e and Arithmetic 39 Using t he M Register 7KH   DQG NHVSHUIRU P PHPRU RSHU DWLRQV  RQ DVLQJOHVWRU DJH UHJLVWHUFDOOHGWKH0UHJLVW.
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40 3: Number Storage and Arithmetic Using Numbered Registers 7KH  DQG NHVDFFHVVWKHXVHU UHJLVWHUV 7KH NHLVXVHGWRFRSWKHGLVS ODHGQXPEHU�.
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3: Number Storag e and Arithmetic 41 Doing Arithmetic Inside Registers < RXFDQGRDULWKP HWLFLQVLGHVWR UDJHUHJLV WHUV5 WKU RXJK5 7K HUHVXOW LVVWRUHGLQWKHU HJLVWHU  Examp le.
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42 3: Number Storage and Arithmetic Doing Arithmetic 0DWKIXQF WLRQVR SHUDWHRQWK HQXPEHULQ WKHGLVSOD  Example . &DOFXODWH  WKHQ FDOFXODWH   Example .
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3: Number Storag e and Arithmetic 43 P ower Operator 7K HSRZHURSHUD WRU UDLVHVWKHSUHFHGLQJQXPE HU  Y DOXHWRWKHSRZHURIWKHI ROORZLQJQXPEHU [ YDOXH Examp le.
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44 3: Number Storage and Arithmetic 7 R GHOD  WKH GLYLVLRQXQWLO RX·YH VXEWUDFWHG IURP XVHSDUHQWKHV HV  &ORVLQJSD UHQWKH VHVDWWKHH.
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4: Pi cturing Fina ncia l Pro blems 45 4 Picturing Financi al Pr oblems How to approac h a Financial Prob le m 7KHI LQDQF LDOYRFDEXODU RIWKH+ 3%,,LV VLPSOLILHGWRDS .
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46 4: P ict ur i ng F in a nc ial Prob le ms $QFDVKI ORZH[DP SOHFDQEHU HS UHVHQ WHGEDFDVKIORZGLDJ U DP$V RXGUDZDFDVKIORZGLDJ UD PLGHQWLI�.
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4: Pi cturing Fina ncia l Pro blems 47 P eriods and Cash Flows ,QD GG LW LRQWR WK H VLJ Q FRQ Y HQW LRQ FDVK IORZ LQ J RXW  LV QHJDW L Y HF DVK IORZLQJLQ �.
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48 4: P ict ur i ng F in a nc ial Prob le ms Compound Interest $FRPSR XQGLQWHU HVWFRQWUDFWLVOLNHDVHULHVR IVLPS OHLQWHUH VWFRQWUDFWV WKDW DUH FR QQH FWHG.
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4: Pi cturing Fina ncia l Pro blems 49 Inte rest Rat es :KHQRXDSSURDFKD ILQDQFLDOSURE OHPLW LV LPSRU WDQWWRUHFRJQL]HWKDW WKHLQWHUHVWUDWHR UUDWHRI .
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50 4: P ict ur i ng F in a nc ial Prob le ms < RXFDQFDOFXODWHDQYDOXHDIWHUHQ WHULQJWKHR WKHUIRXU&DVKIORZ GLDJU DPVIR UORDQVPRU WJ DJHVOHD.
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4: Pi cturing Fina ncia l Pro blems 51 Recognizing a Cash Flow Pr ob lem $ILQDQFLDOS URE OHPWKDWGRHVQR WKDY HUHJXODUXQLIRU PSDPHQ WV VRPHWLPHVFDOOHG XQHY HQ �.
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ook Page 52 Wednesday, June 21, 2000 5:19 PM.
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5: Time V alue of Money Calculations 53 5 Time V alue of Money Calculati ons Using the TVM Application 7K HWLPHYDOXHRIPRQ H790DSSOLFDWLRQ LVXVHGIRU  FRPSR XQGLQW.
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54 5: Time Value of Money Calculations 7 R YHULIYDOXHV S UHVV    DQ G  3UHVVLQ J UHFDOOVWK HWRWDOQXPEHURIS DPHQWVLQH DUVDQ.
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5: Time V alue of Money Calculations 55 Begin and End Modes %HIRU HRXVWDU WD790FDOFXODWLRQLGHQWLIZK HWKHUWK H ILUVWSHU LRGLFSDPHQ WRFFXUVDWWKHEHJLQ QLQJ.
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56 5: Time Value of Money Calculations Pa r t 2 . $W DSULFH RI  ZKDW LQWHUHVW UDWH LV QH FHVVDU WR ORZHU RXU SDPHQWEWR" Pa r t 3 .
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5: Time V alue of Money Calculations 57 Example: A Home Mor tgage. < RXGHFLGHWKDWWKHPD[LPXPPRQ WKO PRU WJ DJHSDPHQ WRXFDQDIIR UGLV<.
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58 5: Time Value of Money Calculations Example: A Mortgage With a Balloon Pa yment. < RX·YHREWDLQHGD HDUPRUWJ DJ HDWDQQXDO�.
Pagina 59

5: Time V alue of Money Calculations 59 Step 2 . 6LQFHWKHSDPHQ WLVDWWKHHQGRI WKHPRQWK WKHSDVWS D PHQW DQGW KH EDOORR Q SDPHQW RFFXUDW WKH.
Pagina 60

60 5: Time Value of Money Calculations Savings Calculat ions Example: A Savings Accoun t. ,I  RXGHS RVLWLQDVDYLQJV DFFRXQWWKDWSDVDQ QXDO�.
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5: Time V alue of Money Calculations 61 6LQFHWKHFDOFXODWHG YDOXH RI 1 LV EHWZHHQ DQG LWZLOO WDNHVL[ HDUVRI DQQXDOFRPSRXQ GLQJWRDFKL.
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62 5: Time Value of Money Calculations Exa m pl e: An Ann ui ty A ccou nt . < RX RSW IRU DQ HDUO UHWLUHPHQ W DIWHU D VXFFHVVIXOE XVLQHVV FDUHHU< RXKDYHD.
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5: Time V alue of Money Calculations 63 Lease Calculat ions $OHDVHLVDORDQR IYDOXDEOHSURS HU WOLNHUHDOHVWDWHDXWRPRELOHVRU HTXLSPHQWIR UDVSHFL.
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64 5: Time Value of Money Calculations 6HWWR%HJLQPRGH3UHVV LIDQ QXQFLDWRULV QRWGLVSODHG 1RWLFHWKDWHYHQLIWKHFXVWRP HUFKRR VHVQRWWRE XWK.
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5: Time V alue of Money Calculations 65 Example: L ease Wit h Advance Pa y ments. < RX U FRPS DQ  4XLF N.L W  3 ROH %D U QV  S ODQVW R OHDVH D IRU NOLIW I RU�.
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66 5: Time Value of Money Calculations Step 2. $GGW KHDGGLWLRQDODGYDQFHSDPHQ WWR39 6WRUHWKHDQ VZHU  Step 3. )LQGWKHSUHVH QWYDOXHRIWKHEXRSWLRQ  Step 4. $GGW KHUHVXOWVR IVWH SVDQG Keys: Display: Description : 12.
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5: Time V alue of Money Calculations 67 Amor tization $PRU WL]DWLRQ  LV WKH S URFH VVRI GLYLGLQJ D SDPHQWLQWR WKH DPRXQWWKD WDSSOLHVWR LQWHUHVWDQGWKH.
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68 5: Time Value of Money Calculations 7KH  QXPEHUV GLVSODHG IRULQWHUHVW S ULQFLS DO DQG E DODQFHDUH UR XQGHG WR WKHFXU UHQ WGLVSODVHWWLQJ  T o Amortiz e.
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70 5: Time Value of Money Calculations $PRU WL]HWKHVH FRQGHDU  7KH DPRXQWS DLGWRZDUGLQWHUHVWDQGSULQFLSD O�.
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5: Time V alue of Money Calculations 71 $PRU WL]HWKH  D QG SD P HQ WV 1.00 (QWHU VILUV WSDPHQW 1– 1 'LVSODV3(5DQGWKH  DPRU WL]HGSDPHQWS HULRG –310.42 'LVSODV 35,1 DQ G WKH ILU VW SULQFLSDOS DPHQW 0.
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72 5: Time Value of Money Calculations Inte r est R ate C o nversion s 7K H,QWHUH VW&RQYHUVLRQDSSOLFDWLR QXVHVWKU HHNHV   DQ G  7 K H FRQYHU W EH.
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5: Time V alue of Money Calculations 73 First Bank Second Bank Third Bank )LUVW%DQNR IIHUV DVOLJKWOEHWWHUGHDOVLQ FHLVJ UHDWHUWK DQDQG .
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74 5: Time Value of Money Calculations 7 R DGMXVW DQLQWHUHVWUDWHZKHQWKH FRPSR XQGLQJSHULR G GLIIHUVIURP WKH SDPHQWSHULR GFRPS OHWHWKHIROORZLQJVWH SV�.
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6: Cash Fl ow Calculations 75 6 Cash Flow Calculations How to Use the Cash Flo w Application 7KH FDVK IOR Z DSSOL FD WLR Q LV XV HG  WR VRO Y H SUREOH PV ZKHUH FDVKI O.
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76 6: Cash Flow Calculations XXX Keys: Display: Description : 0.00 &OHDU VDOOUHJLVWHU V  12.0 0 6WRUHVS HULRGVSHU HDU  –5,0 00. 00 (QWHUV LQLWLDO FDVKIORZ  'LVSODVFDVK I ORZ JU RXSQXPE HUZKLOH RXKROGGRZQ  –2,0 00.
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78 6: Cash Flow Calculations :KHQH YHU RXHQWHUDV HULHVRI FDVKI ORZVL WLVLPSRU WDQWWRDF FRXQWIR U HYHUSH ULRGRQ WKHFDVKI ORZGLDJ UDP �.
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6: Cash Fl ow Calculations 79 Examp le. (Q WHUWKHFDV KI ORZVIURP WKHSUHFHGLQJGLDJ U DPDQG FDOFXODWHWKH ,55 <5 7KHQFDOFXODWHWK HHIIHFWLYHLQWHUHV.
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80 6: Cash Flow Calculations 7 R UH SODFHDFDVKI ORZDPRXQWSU HVV WR WRVWR UHWKHQ HZDPRXQWLQFDV KI ORZVWR WR WRV WRUHWKHQ HZ.
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6: Cash Fl ow Calculations 81 +RZPXFKVKRXOGRXSDIRUWKHFRQ WUDFWLIRXZLVKWR LHOGDHDUO UDWHRIRQ RXULQY HVWPHQW" Ke ys: Display: Des cription: 0.00 &OHDU VUHJLVWHUV 12.00 6HWVSDPHQ WVSHUH DU  0.
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6: Cash Fl ow Calculations 83 Calcula ting Intern al Rate of Ret urn  3UHVV VWRU HQXPEHUR ISHULRGV SHUHDU LQ 3<5   (QWHUWKHFDV KI ORZVXVL.
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84 6: Cash Flow Calculations A utomatic Storage of IRR/YR and NPV :KHQRXFDOFXODWH 139 WKH UHVXOWLVVWRU HGLQ 39 IRURXU FRQYHQLHQFH7 RUH FDOOWKDWUHV.
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7: Statistical Calculation s 8 5 7 Statistical Calculations 7KH  DQG NHVDUHXVHGWRHQWHUDQ GGHOHWHGDWD IRUR QHDQ GWZ RYDULDEOHVWDWLVWLFV 6XPPD.
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86 7: Statistical Calculations Entering Statisti cal Data 7KH UHLVQR OLPLWWRWKHQXPEHURI YDOXHVRXFDQDFFXPXODWHLQWKH VWDWLVWLFDOUHJLVWHUV  One-V a riab.
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7: Statistical Calculation s 8 7 Correcting St atistic al Data ,QFRU UHFWHQWULHVFDQEHGHOHWHGX VLQJ ,IHLWKHUYDOXH RIDQ [  SD L U  LVLQFRU U HFW.
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88 7: Statistical Calculations Mean, Standar d Dev iations, and Summation Statist ics < RX FDQ FDOFXODWH WKH P HDQ   VDPS OH VWDQ GDUG GHYLDWL RQ 6 D.
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7: Statistical Calculation s 8 9 Example 1. $DFKWFDSWDLQZDQWVWRGHWHU P LQHKRZORQJLWWDNHVWR FKDQJHDVD LO6KHUDQGR POFKRRVHV VL[PHPE HUVRI K.
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90 7: Statistical Calculations Linear Regression and Estimation /LQHDUUHJ UHVVLR QLV DVWDWLVWLFDO PHWKRG IRUHVWLPDWLRQDQG IRUHF DVWLQJ ,WLVXVHGWRILQGD�.
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7: Statistical Calculation s 9 1 Linear Estimation. 7KHVWUDLJK WOLQHFDOFXODWHGEOLQHDUU HJU HVVLRQ FDQ EHXVHGWRHVWLPDWHD YDOXHIRUDJLY HQ [ Y DO.
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92 7: Statistical Calculations (VWLPDWHZKDW WK H OHYHO RIVDOHVZ R XOG EH LI WKH EXVLQHVVSXUFKDVHG RU  PLQXWHVRIDGYHUWLVLQ J  +RZPDQPLQXWHVRI DGYHUWLVLQJV KRXOG$OL· VEXWRDWWDLQVDOHVR I " Keys: Display: Description: 0.
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7: Statistical Calculation s 9 3 W eighted Mean 7KHI ROORZLQJSUR FHGXUHFDOFXODWHVWKHZHLJKWHGPHDQRI GDWDSRLQWV [  [ « [ RFFXU ULQJZLWK Z HLJKWV.
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10B.book Page 94 Wednesday, June 21, 2000 5:19 PM.
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8: Additional Examples 95 8 Addi tional Examples Business Applications Setti ng a Sale s Price 2QHPHWKRG IR U VHWWLQJ WK H SHU XQLW VDOHV  S ULFH LV WR GHWHU PLQH W.
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96 8: Additional Exam ples Forecasting Based on Histor y 2QHPHWKR GRII RUHFDVWLQJVD OHV PDQXIDFWXULQJUD WHV RUH[SHQ VHVLV UHYLHZLQJKLVWRU LFDOWUHQGV 2QF.
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8: Additional Examples 97 Cost of Not T aking a Cash Discount $FDVKGLVFRXQWJLY HV DEXHUD UHGXFWLRQLQSULFHLIWKHSDPHQWLV PDGH ZLWKLQ D VS HFLILHG WL.
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98 8: Additional Exam ples Loans and Mor tgages Simple Ann ual Intere st Example . < RX U J RRG IULH QG QH HGV D ORDQ WR VW DUW KLV ODW HVW  HQWHUSU LVH  DQG KDV.
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8: Additional Examples 99 Examp le . < RXFXU UHQ WOKDY HLQDQDFFRXQWDW'U HDP: RUOG ,QYHVWPHQWVWKDWHDU QVDQ QXDOL.
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100 8: Additional Exam ples Example . $QLQYHVWRUZLVKHVWRS XUFKDVHDPRU WJ DJ HWDNHQ RXWDWIRUHDU V 6LQFHWKHPRU W.
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8: Additional Examples 101 Step 3 . (QWHUDFWXDOFXU UH QWY DOXHVIRU 1 DQG 39 WKHQILQ GWKHQHZ ,<5 IR UWKHGLVFR XQWHGPRU WJ DJHZLWKE DOOR.
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102 8: Additional Exam ples Example: Interest -Only Loa n With Fee. $ HDU DQQXDOLQWHUHV W LQWHU HVWRQO ORDQK DV�.
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8: Additional Examples 103 Loan With a P artial (Odd) Fir st P e riod 790FDOFXODWLRQVDS SOWRI LQDQFLDOWUDQV DFWLRQV ZKHUHHDFKS DPHQW SHULRGLVWKHV DPHOHQJWK �.
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104 8: Additional Exam ples A utom o bi le Lo a n Example . < RXDUHEXLQJDQ HZVHGDQ< RXUGRZQS DPHQW LVDQG.
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8: Additional Examples 105 &DOFXODWHWKHVHFR QGRSWLRQ  7KHI LUVWRS WLRQFRVWVVOLJK WOOHVV  Canadian Mor tgag es ,Q&DQ DGLDQPRU WJ DJHVWKHFRPS RXQGLQJ.
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106 8: Additional Exam ples What if … TVM Calculations 2QHRI WKHPRV WY DOXDEOHDVS HFWVRIWKH+3 %,,· V790DSSOLFDWLR QLV WKHHDVHZLWKZKLFKLWK.
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8: Additional Examples 107 Pa r t 2 . < RXUFRPS DQ· VUHJXODUSDUROOLVJ HQ HUDWHGHYHUR WKHU)ULGD  7KHEDQN DJUH HV W R DXWRPDWLFDOO GUDZ SDPHQWVRI�.
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108 8: Additional Exam ples Sa vings Sav ing f or College Costs 6XSSRVHRXVWDU WVDYLQJQ RZWRDFFRPPRGDWHDI XWXUHVHULHVR IFDVK  RXWI ORZV $QH[DPSOHRIWK .
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8: Additional Examples 109 :KHQFRP SRXQ GLQJRFFXUVRQORQFHSHUHDUWKHHIIHFWLY HUDWHDQGWKH QRPLQD OUDWHDUHWKHV DPH 6HWWR%HJLQPR GH3UHVV.
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110 8: Additional Exam ples 6HWWR(QGPRGH3UHVV LI  BEGIN DQQXQFLD WRULVGLVSODHG Gains That Go Untaxed Until Withdra wal < RXFDQXVHWKH790 DSSOLFDWLR.
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8: Additional Examples 111 6HWWR%HJLQPR GH3UHVV LI BEGIN DQQXQFLDWRULVQ RWGLVSODHG Ke ys: Display: Description: 1.00 6HWVSDPHQ WSHU HDU  35.00 8.18 6WRUH VQ X PEHU RI SHULRGVDQ GLQWHUHVW UDWH 0.
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112 8: Additional Exam ples V alue of a T axable Retirement Account 7KLV SUREOHP XVHVWKH790 DSSOLFDWLRQ WRFDOFXODWH WKHIXWXUHY DOXH RID WD[DEOHUHWLUHPH QWD.
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8: Additional Examples 113 Cash Flow Exampl es Wrap-Around Mortgages $ Z UDS DURXQG PRU WJ DJHLV D FRPELQ DWLRQRI UHI LQDQ FLQJ D PR U WJDJ H DQG ERU U RZLQJDJDL.
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114 8: Additional Exam ples 7KH QWRFDOFXODWHWKHOHQ GHU· VUHWXU QHQWHU FDVKI ORZVWKDW UH SUHV HQWWKH FRPSOHWH SLFWXUHRIWKH ZUDS DURXQGPRU WJ.
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8: Additional Examples 115 Net Future V alue 7KHQH WIXWXUHY DOXHFDQEHFDOFXODWHGEXVLQJWKH790N HVWR VOL GH WKH QHWSUHVHQ WYDOXH 139 IR UZDUGRQWKH FDVKI ORZGLDJ UDP Example: V alue of a Fund.
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116 8: Additional Exam ples CF6 –2,0 00. 00 (QW HUV FDVK IORZ JURXS  8.80 6WRU HVDQQXDOLQWHU HVW UDWH –29,203. 14 &DOFXODWHVQHWSUH VHQW YDO X H   139  DXWRPDWLFDOOVWRU HGDV 39  24.
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A: Assistance, Batteries, and Service 117 A Assistance , Batteries, and Ser vice +HZOHWW3DFNDUGLVFRPPLWWHGWRSURYLGLQJRXZLWKRQJ R LQJVXSSR U W < RXFDQREWDLQ �.
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118 A: Assistance, Batteries, and Service Q: :KDWGRHVDQ´(µLQD QXPEHUIR UH[DPS OH (²PHDQ" A: ([SRQHQ WRIWHQIRU H[DPSOH.
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A: Assistance, Batteries, and Service 119 P ower and Bat teries 7KHFD OFXODWRULVS RZHUHGEWZ R YROWOLWKLXPEXWWRQFHOO EDW WH ULH V  :KHQFKDQ JLQJEDWWHULH V �.
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120 A: Assistance, Batteries, and Service  5HPRY HERWKEDWWHU LHV   ,QVHU WWKH QHZEDWWHULHVPDNLQJVXUHWKDWWKHSR VLWLY HVLJQ RQHDFK.
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A: Assistance, Batteries, and Service 121 Determ ining if the Ca lculator Require s Ser vic e 8VHWKHVHJXLGHOLQ HVWRGHWHU P LQHLIWKH FDOFXODWRUUHTXLU HVVHU YLFH,I WK.
Pagina 122

122 A: Assistance, Batteries, and Service The calculator r esponds to keystro kes but you suspect that it is malfunctioning:  ,WLVOLNHOWKDWRX·Y HPDGHDPLVWDNHLQRSHU DW.
Pagina 123

A: Assistance, Batteries, and Service 123 6RPHVWDWHV SURYLQFHV  RU FRXQWULHVGR QR W DOORZ OLP LWDWLRQV RQ KRZ ORQJ DQLPSOLHGZDU UDQ WODVWV VR�.
Pagina 124

124 A: Assistance, Batteries, and Service ,IORFDOVH U YLFHLVXQ DY DLODEOHRXFDQVKLSWKHFD OFXODWRUWRDQ  DXWKRUL]HG+3 VHU YLFHFHQWHUI RUUH SDLU $O.
Pagina 125

A: Assistance, Batteries, and Service 125 Service A greement s ,QWKH8 6 DVXS SRU WDJ UHHPHQ WLVDY DLODEOHIRU UH SDLUDQG VHU YLFH5 HIHUWRWKHIRU .
Pagina 126

126 A: Assistance, Batteries, and Service Japan Disposal of W aste Equipment by User s in Private Household in the Euro pean Uni on This symbol on the product or on its pac kaging indicates that this pr oduct m ust not be disp osed of wit h you r other household w aste .
Pagina 127

A: Assistance, Batteries, and Service 127 during the w arr anty period, HP will replace software media whic h does not execute its program ming instr uctions due to such defects . 3. HP does not wa r rant that the operatio n of HP products will b e uninterr upted or er ror free.
Pagina 128

10B.book Page 128 Wednesday, J une 21, 2000 5:19 PM.
Pagina 129

B: More Ab out Calcula tions 1 29 B More About Calculations IRR/YR Calcula tions 7KHFD OFXODWRUGHWHU P LQHV , 55<5 IRU DVHWRIFDVK I ORZVXVLQJ PDWKHPDWLFDOIR U.
Pagina 130

130 B: More About Calculations Case 5. 7KHF DOFXODWRUGLVS ODV No Solution 7 KHUHLVQ RDQVZHU  7K LVVLWXDWLRQP LJKWEHWKHUHVXOWR IDQHU URU�.
Pagina 131

B: More Ab out Calcula tions 1 31 Effect of Using Σ – to Correct Data 7KH+3 %,, VWRUHV WKH V WDWLVWLFDO QXPEHU V LQ DQ ´DFFXPXODWHGµ IDV KLRQ ,WGRHVQ�.
Pagina 132

132 B: More About Calculations Equations Margin and Markup Calculations  Time V alue of Mone y (TVM) 3D PHQW0RGH)DFWRU 6 IRU(QGP RGHIRU %HJLQPRGH .
Pagina 133

B: More Ab out Calcula tions 1 33 ) RUHDFKSDPHQWDP RU WL]HG Interest Rate Con versions ,17 %$ / ï L  ,17 LVURXQGHGWRWKHFXU UHQWGLVS ODVHWWLQJ .
Pagina 134

134 B: More About Calculations Cash-Flo w Calcula tions :KHQ 139  W KHVROXWLRQ IRU  L LVWKHS HULRGLFLQ WHUQD OUDWHRI UHWXU Q L SHULRGLFLQ WH.
Pagina 135

B: More Ab out Calcula tions 1 35 Stati stics     [ [ ∑ Q ------- = y y ∑ Q ------ - = [ [ ∑ ∑ --------- - = Sx [ ∑ [ ∑ () 2 Q --------- ----- – Q  – ------.
Pagina 136

.fm Page 136 Thursday, June 22, 2000 12:33 PM.
Pagina 137

C: Messages 137 C Messages 3UHVV R U W RFOHDUDPH VVDJHI URPWK HGLVSOD  All Clea r 0HPRU KDVE HHQHUDVHGSDJ H  COPR HP 2000 &RSULJK WPH.
Pagina 138

138 C: Messages running 5XQQLQJ$FDOFXODWLRQLVLQSU RFHVV UFLO 8QGHUI ORZ$QLQWHU PHGLDWHUHV XOWLQ790LVWRR VPDOOIRUWK H+3 %,,.
Pagina 139

Inde x 13 9 Inde x .HVQRWOLVWHGKHUHFDQEHIRXQG LQWKH DOSKDEHWLFVHFWLR QVRIWKLVLQGH[ Special Keys         .
Pagina 140

140 Index  BEGIN  ,  %HJLQP RGH  %RUUR ZLQJHTXLW  %XRXWYDOXH  C   &DQDGL DQPRU WJDJ HV  &DSLWDOL]HGYDOXH  &a.
Pagina 141

Inde x 14 1 )UH TXH QW O $VN HG 4 XHVW LRQV  FULL  FUNC  )XQF WLRQV  )XWXUHYDOXH  ,   G *XDUDQWHH  *XHVVLQJ,5 5<5  I ,Q.
Pagina 142

142 Index 139  DWDJODQ FH  D XWR PD WLF V WRU DJ HR I  FDOFXODWLQJ  1XPEH UV GLVS OD IRUP DW  IXOO SUHFLV LRQ  QHJD WLYH  UDQJH RI .
Pagina 143

Inde x 14 3 SHIFT  6KLIWNH  6LJQFKDQ JLQJ  6LPSOHLQWHUHVW  6ORSH  6TXDUHURR W  6TXDUHV  6WDQGDUGGHYLDWL RQ  ,  SRSXODW LRQ �.
Pagina 144

10B.book Page 144 Wednesday, J une 21, 2000 5:19 PM.

Leggere il manuale d’uso HP (Hewlett-Packard) F1902-90001 - evitare problemi

Un punto importante, dopo l’acquisto del dispositivo (o anche prima di acquisto) è quello di leggere il manuale. Dobbiamo farlo per diversi motivi semplici:

per sapere come usare correttamente il dispositivo
per sapere come mantenere ed eseguire controlli periodici del corretto funzionamento del prodotto HP (Hewlett-Packard) F1902-90001
per sapere come procedere in caso di guasti HP (Hewlett-Packard) F1902-90001

Se non hai ancora comprato il HP (Hewlett-Packard) F1902-90001 è un buon momento per familiarizzare con i dati di base del prodotto. Prime consultare le pagine iniziali del manuale d’uso, che si trova al di sopra. Dovresti trovare lì i dati tecnici più importanti del HP (Hewlett-Packard) F1902-90001 - in questo modo è possibile verificare se l’apparecchio soddisfa le tue esigenze. Esplorando le pagine segenti del manuali d’uso HP (Hewlett-Packard) F1902-90001 imparerai tutte le caratteristiche del prodotto e le informazioni sul suo funzionamento. Le informazioni sul HP (Hewlett-Packard) F1902-90001 ti aiuteranno sicuramente a prendere una decisione relativa all’acquisto.

In una situazione in cui hai già il HP (Hewlett-Packard) F1902-90001, ma non hai ancora letto il manuale d’uso, dovresti farlo per le ragioni sopra descritte. Saprai quindi se hai correttamente usato le funzioni disponibili, e se hai commesso errori che possono ridurre la durata di vita del HP (Hewlett-Packard) F1902-90001.

Tuttavia, uno dei ruoli più importanti per l’utente svolti dal manuale d’uso è quello di aiutare a risolvere i problemi con il HP (Hewlett-Packard) F1902-90001. Quasi sempre, ci troverai Troubleshooting, cioè i guasti più frequenti e malfunzionamenti del dispositivo HP (Hewlett-Packard) F1902-90001 insieme con le istruzioni su come risolverli. Anche se non si riesci a risolvere il problema, il manuale d’uso ti mostrerà il percorso di ulteriori procedimenti – il contatto con il centro servizio clienti o il servizio più vicino.

HP (Hewlett-Packard) F1902-90001 manuale d’uso

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